Credit card companies often prey on the young and inexperienced by offering credit to those who are not ready to make responsible financial decisions. Debt grants are provided by United States government to a great number of American tax paying citizens who have been lured into the vicious traps of heartless "easy credit" finance companies that prey on the young and nave. Not to say that all credit card companies are ruthless, scandalous, and deceiving. Many are quite legitimate and respectable lenders. However, there are less than reputable credit agencies that cleverly disguise their hidden agendas as "opportunities".

Far too many people who are just trying to survive and establish a good credit standing are being bamboozled by the corporate bullies and blindly sucked into paying bogus enrollment fees, hidden revolving interest rates, and yearly participation fees that are added to the account balances of unknowing card holders. In some most unfortunate cases, applicants who have already signed the credit agreement, or electronically made the agreement online, receive a statement with the arrival of their "new credit line" that states that they have already extended their credit line to it's fullest in "yearly participation and enrollment fees" and owe payment immediately. If this payment is not made on time, the recipient is then charged over the limit fees and late payment charges. Nothing like buying yourself more debt and having nothing to show for it, huh?

The government understands that there are creditors out there who take advantage of unsuspecting individuals who are not so much financially irresponsible as they are nave if to financial predators. This is why they make a generous amount of free government money available in personal debt grants to help American citizens who have been taken by these con artists who call themselves finance companies.

If you have been financially taken advantage of and are now experiencing the pressures of exorbitant personal debt because of it, click the links below to find out what local agencies in your area offer personal debt grant programs.

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